• Blog

Valuable Insights to Help Your Business Thrive

STOP Using Your Credit Line For Payroll. You’re Building The Wrong Capital Stack For HVAC Growth
HVAC owners: Stop using credit for payroll. Learn to build an Optimal Capital Stack using Long-Term Working Capital, Equipment Financing, and Strategic Refinancing to unlock High-Velocity Capital for massive growth....
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The “Refinance Reflex” is Killing Your Small Business: When to Refinance and When to Stick With Your Current Debt Stack
Stop letting the Refinance Reflex quietly drain your profits—learn when refinancing your small business debt
The Ultimate Guide to Non-bank Funding
The ultimate guide to non-bank funding highlights diverse options beyond traditional banks, including peer-to-peer lending,
Business Funding Options Every Small Business Owner Should Know
Running a small business means navigating cash flow gaps, growth challenges, and opportunities that require
Unlocking Growth in Construction: How Thrive Fund Group Helps Contractors Secure Fast Business Funding
The construction industry is one of the backbones of the American economy, driving growth through
Restaurant Growth Made Simple: Flexible Funding Options with Thrive Fund Group
Running a restaurant is no small feat. Between staffing, food costs, marketing, and ever-changing customer
Transportation and Trucking Businesses: How Thrive Fund Group Keeps You Moving
In the transportation and trucking industry, time is money. Delayed shipments or sidelined vehicles can
  • FAQs

Funding Questions

Find answers to some commonly asked questions about Thrive Funding Group.

We provide a wide range of flexible funding solutions including working capital loans, equipment financing, business lines of credit, merchant cash advances, and SBA loans. Whether you need cash flow to cover day-to-day expenses, purchase new equipment, or expand your operations, we can match you with the right option.

Every business has unique needs. For example, if you want quick access to short-term cash, a working capital loan or merchant cash advance may fit best. If you’re looking to purchase machinery, vehicles, or tools, equipment financing is a smarter choice. For flexibility, a business line of credit works well. Our team will walk you through the options and recommend the right solution for your situation.

Requirements vary by product, but generally we look at:

  • Time in business (typically 12 months or more)
  • Monthly revenue (usually at least $40,000)
  • Credit history (we work with a wide range of credit scores)

Don’t worry if you don’t check every box—we have flexible programs designed for many types of small businesses.

Yes! Unlike banks, we look beyond just your credit score. We consider your business revenue, cash flow, and overall performance. Many of our clients have secured funding with less-than-perfect credit.