Smart Funding Solutions for Every Stage of Business

At Thrive, we know that each company has different funding needs. That’s why we offer a wide range of funding products and help business owners choose the best solutions based on their particular needs.

Whether you need a quick boost of working capital for an upcoming product launch or you’re looking for a long-term revolving line of credit to help with seasonal volatility, we’re here to help you choose what’s best for your business. 

Flexible financing to cover daily operations, payroll, or unexpected expenses.

Get the machinery, vehicles, or tools you need without draining your cash reserves.

Government-backed loans with competitive terms designed to support small businesses.

Ongoing access to capital whenever your business needs it most.

Short-term funding to manage cash flow, inventory, or seasonal business demands.

Temporary financing that keeps your business moving until long-term funding is secured.

Why Thrive Funding Group?

We combine speed, flexibility, and transparency to provide funding solutions that work for real businesses. With expert guidance and a customer-first approach, we make the funding process simple and stress-free.

The Big Bank Loan Process

Lengthy approval timelines that slow down your growth.
Burdensome paperwork, including years of tax returns and collateral requirements.
Rigid repayment structures that don’t adapt to your business cycles.
Strict credit score requirements that often leave small businesses behind.

Why Thrive Business Funding Is Superior

Simple, streamlined application process.
Access capital in days, not weeks or months.
No need for hard assets - your business performance is what matters.
Repayment terms designed around your projected future sales, keeping flexibility on your side.

Our team is ready to help you find the best funding option for your business.

Funding Questions

Find answers to some commonly asked questions about Thrive Funding Group.

We provide a wide range of flexible funding solutions including working capital loans, equipment financing, business lines of credit, merchant cash advances, and SBA loans. Whether you need cash flow to cover day-to-day expenses, purchase new equipment, or expand your operations, we can match you with the right option.

Every business has unique needs. For example, if you want quick access to short-term cash, a working capital loan or merchant cash advance may fit best. If you’re looking to purchase machinery, vehicles, or tools, equipment financing is a smarter choice. For flexibility, a business line of credit works well. Our team will walk you through the options and recommend the right solution for your situation.

Requirements vary by product, but generally we look at:

  • Time in business (typically 12 months or more)
  • Monthly revenue (usually at least $40,000)
  • Credit history (we work with a wide range of credit scores)

Don’t worry if you don’t check every box—we have flexible programs designed for many types of small businesses.

Yes! Unlike banks, we look beyond just your credit score. We consider your business revenue, cash flow, and overall performance. Many of our clients have secured funding with less-than-perfect credit.