- Line of Credit
Smart Cash Flow with a Business Line of Credit
A business line of credit offers flexibility that traditional loans don’t. Instead of a lump sum, you’re approved for a set limit you can draw from as needed, like a credit card but usually with lower rates and higher limits.
You only pay interest on what you use, and repaid funds become available again. This makes it ideal for managing cash flow gaps, short-term expenses, or unexpected opportunities without unnecessary debt.
- Business Lines of Credit Give You Flexibility
Draw from your approved credit limit as you need capital.
Cover short-term expenses or gaps without unnecessary debt.
Interest is charged only on funds used, and repayments restore your available balance.
- Line of Credit
A Business Line of Credit That Works on Your Schedule
Who's It For?
- Seasonal or cyclical businesses.
- Companies with unpredictable revenue.
- Owners who prefer flexibility over lump-sum loans.
- Businesses that want access to funds only when needed.
How You Can Use It
- Cover payroll and operating expenses.
- Purchase inventory or supplies.
- Bridge seasonal slowdowns or short-term cash gaps.
- Manage unexpected costs or emergencies.
- Invest in marketing or growth initiatives.
Why Businesses Love Working With Us
- Fast Access to Funds: Get approved and funded in as little as 24 hours.
- Revolving Credit: Draw and repay as needed, without reapplying.
- Only Pay for What You Use: Interest applies only to what you draw.
- Streamlined Experience: Manage your line of credit easily with our funding specialists.
Our Process is Fast and Simple
- Step 1
Apply for funding
Complete our simple funding form and tell us about your business. No financials or tax returns required.
- Step 2
Receive Approval
You will be presented with different financing options. You choose which one is best for your business.
- Step 3
Receive your funds
Get approved and have funds transferred to your account within 24 hours.
- FAQs
Funding Questions
Find answers to some commonly asked questions about equipment financing.
We provide a wide range of flexible funding solutions including working capital loans, equipment financing, business lines of credit, merchant cash advances, and SBA loans. Whether you need cash flow to cover day-to-day expenses, purchase new equipment, or expand your operations, we can match you with the right option.
Every business has unique needs. For example, if you want quick access to short-term cash, a working capital loan or merchant cash advance may fit best. If you’re looking to purchase machinery, vehicles, or tools, equipment financing is a smarter choice. For flexibility, a business line of credit works well. Our team will walk you through the options and recommend the right solution for your situation.
Requirements vary by product, but generally we look at:
- Time in business (typically 6 months or more)
- Monthly revenue (usually at least $10,000)
- Credit history (we work with a wide range of credit scores)
Don’t worry if you don’t check every box—we have flexible programs designed for many types of small businesses.
Yes! Unlike banks, we look beyond just your credit score. We consider your business revenue, cash flow, and overall performance. Many of our clients have secured funding with less-than-perfect credit.
