• Working Capital

Reliable Working Capital for Everyday Business Day

At Thrive Funding Group, we know that running a business requires more than big ideas. It takes reliable cash flow. Our Working Capital Loans deliver fast, flexible funding to keep your operations running smoothly and your business moving forward.

A Working Capital Loan is a short- to mid-term financing solution that helps cover everyday business expenses such as payroll, inventory, rent, or marketing without straining your cash flow.

It’s the ideal way to maintain, grow, or scale your operations with confidence.

Get Started
  • Working Capital Loans Keep Your Business Moving
Cover Everyday Expenses

Pay for inventory, payroll, rent, or marketing without straining cash flow.

Grow and Scale Confidently

Short- to mid-term loans designed to support your operations when you need it.

Easier Approval

Maintain and expand your business with financing that adapts to your needs.

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  • Working Capital

Capital That Keeps Your Business Moving

Who's It For?


  • Seasonal or cyclical businesses.
    • Growing companies that need funds to scale.
  • Businesses bridging short-term revenue gaps.
  • Owners looking to invest in marketing, hiring, or expansion.
  • Teams that want fast funding without long approval waits.

How You Can Use It


  • Pay suppliers, rent, or payroll.
  • Purchase inventory or raw materials.
  • Launch or expand marketing campaigns.
  • Cover utilities and overhead during slower months.
  • Seize time-sensitive business opportunities.
  • Handle unexpected expenses or emergencies.

Why Businesses Love Working With Us

  • Fast Access to Funds: Get approved and funded in as little as 24–48 hours.

  • Tailored Funding Amounts: Borrow exactly what your business needs — no more, no less.
  • Flexible Repayment Terms: Match payments to your cash flow cycle.

  • Freedom to Use Funds: Spend where your business needs it most.

  • Real-Time Support: Our team is with you every step of the way.

Our Process is Fast and Simple

  • Step 1

Apply for funding

Complete our simple funding form and tell us about your business. No financials or tax returns required.

  • Step 2

Receive Approval

You will be presented with different financing options. You choose which one is best for your business.

  • Step 3

Receive your funds

Get approved and have funds transferred to your account within 24 hours.

How much money do you need?

  • FAQs

Funding Questions

Find answers to some commonly asked questions about equipment financing.

We provide a wide range of flexible funding solutions including working capital loans, equipment financing, business lines of credit, merchant cash advances, and SBA loans. Whether you need cash flow to cover day-to-day expenses, purchase new equipment, or expand your operations, we can match you with the right option.

Every business has unique needs. For example, if you want quick access to short-term cash, a working capital loan or merchant cash advance may fit best. If you’re looking to purchase machinery, vehicles, or tools, equipment financing is a smarter choice. For flexibility, a business line of credit works well. Our team will walk you through the options and recommend the right solution for your situation.

Requirements vary by product, but generally we look at:

  • Time in business (typically 6 months or more)
  • Monthly revenue (usually at least $10,000)
  • Credit history (we work with a wide range of credit scores)

Don’t worry if you don’t check every box—we have flexible programs designed for many types of small businesses.

Yes! Unlike banks, we look beyond just your credit score. We consider your business revenue, cash flow, and overall performance. Many of our clients have secured funding with less-than-perfect credit.